Last updated: 9th October 2025
Please read these Fulfillment Terms of Service (the “Agreement”) carefully. Clicking “I agree,” or otherwise accessing or using the Services (as defined below) constitutes your consent to this Agreement.
This Agreement is between you and Straight Line Thinkers (“Company” or “we” or “us”) concerning your use of (including any access to) the podcast services, including the delivery of or access to the podcasts via an application or website (the “Services”). This Agreement hereby incorporates by this reference any additional terms and conditions posted by us through the Services, or that we otherwise make available to you.
The Services may be provided subject to an automatically renewing subscription. If you enroll in a subscription, you acknowledge that your payment method will be charged automatically for as long as you subscribe, and you agree to such charges. if you have any questions about the automatic renewal or recurring charges associated with the subscription, please contact us at SUBSCRIPTIONS@STRAIGHTLINETHINKERS.COM.
Who May Access Straight Line Thinkers Podcasts
Straight Line Thinkers podcasts are available only to subscribers who have current and fully paid up subscriptions and who download the appropriate App (Android or Apple) for the mobile device via which they wish to listen to the podcasts.
A: How to Access the Podcasts
Straight Line Thinkers podcasts are only accessible via the Straight Line Thinkers App (the “App”) – which may be downloaded to each subscriber’s mobile device/s. The App provides access to the content only when the subscriber enters her/his login credentials.
B: Subscriptions
Associates of the World Financial Group may subscribe to the Straight Line Thinkers podcasts by visiting www.straightlinethinkers.com, completing the “Sign Up” form and providing your payment method information for an annual or monthly subscription. Subscriptions are renewed automatically on their annual or monthly anniversary (as applicable) unless the subscriber visits www.straightlinethinkers.com and cancels the subscription). If you enroll in a subscription, you authorize us to store your payment method information and charge that payment method automatically upon the renewal for the rate of your subscription, plus applicable taxes, with no further action required by you. YOU REPRESENT AND WARRANT THAT YOU HAVE THE RIGHT TO USE THE PAYMENT METHOD THAT YOU SUBMIT IN CONNECTION WITH A SUBSCRIPTION.
In the event that we are unable to charge your payment method, we may in our sole discretion (i) bill you for the subscription cost and suspend your access to the Services until payment is received; or (ii) seek to update your payment method information through third-party sources (i.e., your bank or a payment processor) to continue charging your account as authorized by you. If your primary payment method fails, you authorize us to charge any other payment method associated with your account. If we are unable to obtain payment from you for any reason, we may suspend your subscription. We may change the prices charged for subscriptions at any time by posting updated pricing through the Services; provided, however, that the prices for your subscription will remain in force for the duration of the subscription period for which you have paid. After that period ends, your use of the applicable Services will be charged at the then-current subscription price. If you do not agree to these price changes, you must cancel your subscription at least ten (10) days before the changes take effect. We reserve the right, including without prior notice, to impose conditions on the honoring of any coupon, discount or similar promotion; and to bar any user from purchasing a subscription.
C: Cancellations
A customer may cancel her/his subscription at any time by visiting her/his Account page at www.straightlinethinkers.com, but if you cancel your subscription before the end of the current subscription period, we will not refund any subscription fees already paid to us. Cancelled subscriptions remain active until the next annual or monthly anniversary (as applicable), after which no further payments will be taken from the customer’s credit card and the subscriber will no longer have access to the Straight Line Thinkers podcasts. If you do not cancel, your subscription will automatically renew at the then-current price at the time of renewal and for the same duration as the initial subscription term, and we will charge your payment method on the first day of the renewal of the subscription term. Your cancellation of the Services or your subscription will terminate this Agreement. Sections G-J shall survive expiration or termination of this Agreement.
D: Support for Straight Line Thinkers Subscribers
Subscribers who have problems accessing the Straight Line Thinkers podcasts may contact help@straightlinethinkers.com to request assistance.
E: Refunds
Depending on the specifics of each case and at the sole discretion of the Straight Line Thinkers’ support team, current and fully paid up subscribers who have problems accessing the podcasts and who request assistance (by contacting our support team at help@straightlinethinkers.com) may be offered a full or partial refund of their subscription.
Otherwise, subscription payments to Straight Line Thinkers are not refundable.
F: Third Party Content
You acknowledge and understand that we are not responsible for the content of the podcasts as available through the App and make no representation, warranty, guarantee, or other commitment whatsoever, express or implied, with respect to the accuracy, integrity, timeliness, completeness, reliability, quality, legality, decency, or non-infringement of the podcast content.
G: Disclaimer of Warranties
To the fullest extent permitted under applicable law: (a) the Services and any subscription are made available to you on an “As Is,” “Where Is” and “Where Available” basis, without any warranties of any kind, whether express, implied or statutory; and (b) Company disclaims all warranties with respect to the Services and any subscription, including the warranties of merchantability, fitness for a particular purpose, non-infringement and title. All disclaimers of any kind (including in this section and elsewhere in this Agreement) are made for the benefit of both Company and its affiliates and their respective shareholders, directors, officers, employees, affiliates, agents, representatives, licensors, suppliers, and service providers (collectively, the “Affiliated Entities”), and their respective successors and assigns.
H: Limitation of Liability
To the fullest extent permitted under applicable law: (a) Company will not be liable for any indirect, incidental, consequential, special, exemplary or punitive damages of any kind, under any contract, tort (including negligence), strict liability or other theory, including damages for loss of profits, use or data, loss of other intangibles, even if advised in advance of the possibility of such damages or losses; (b) without limiting the foregoing, Company will not be liable for damages of any kind resulting from your use of or inability to use the Services or from any subscription; (c) your sole and exclusive remedy for dissatisfaction with the Services is to stop using the Services; and (d) the maximum aggregate liability of Company for all damages, losses and causes of action, whether in contract, tort (including negligence) or otherwise, shall be the greater of (i) the total amount, if any, paid by you to Company to use the Services during the past 12 months, and (ii) twenty dollars ($20.00). All limitations of liability of any kind (including in this section and elsewhere in this Agreement) are made for the benefit of both Company and the Affiliated Entities, and their respective successors and assigns.
I: Company’s Proprietary Rights
We own the Services, which is protected by proprietary rights and laws, including as they apply to our trade names, trademarks and service marks and any associated logos. All trade names, trademarks, service marks and logos on the Services not owned by us are the property of their respective owners. You may not use our trade names, trademarks, service marks or logos in connection with any product or service that is not ours, or in any manner that is likely to cause confusion. Nothing contained on the Services should be construed as granting any right to use any trade names, trademarks, service marks or logos without the express prior written consent of the owner.
J: Changes
We may change this Agreement from time to time by notifying you of such changes by any reasonable means, including by posting a revised Agreement through the Services. Any such changes will not apply to any dispute between you and us arising prior to the date on which we posted the revised Agreement incorporating such changes, or otherwise notified you of such changes.
Your use of the Services following any changes to this Agreement will constitute your acceptance of such changes. The “Last Updated” legend above indicates when this Agreement was last changed. We may, at any time and without liability, modify or discontinue all or part of the Services (including access to the Services via any third-party links); charge, modify or waive any fees required to use the Services; or offer opportunities to some or all Services users.